You have been living in your own house for several years. Maybe you consider renovating the bathroom, refurnishing your living room or making changes in your garden.
In this case we have good news for you: property owners can receive a housing loan at a reasonable rate without an entry in the Land Register. You can choose an amount between 5,000 and 50,000 euro and a loan period ranging from 24 to 84 months. The effective annual interest rate of 2.99% is the same for all customers.
In addition to your regular instalments, you can make special repayments without any limitation whenever you wish to do so. You can also pay everything back at once and cancel the loan contract free of charge.
As a property owner, this type of housing loan provides you with new financial flexibility. No bureaucracy, no Land Register entry, no additional provision of security. All you need to provide is a current proof of income and confirmation of ownership (Land Register extract or land tax notice).
We look forward to offering you advice.